Now in beta · Early access open

TheBloombergTerminalforcommunitybanks,creditunions,andinsurers.

See exactly how much you're leaving on the table — in real dollars. Rate intelligence, compliance automation, and coverage-gap analysis for every community institution in America.

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12-mo CD5.12% +0.08·HY Savings4.87% -0.03·Money Market4.95% +0.02·Fed Funds4.33%·2yr Treasury4.71% +0.05·10yr Treasury4.28% -0.01·24-mo CD4.95% +0.12·36-mo CD4.62% -0.04·Checking Yield0.08%·HELOC Avg8.44% +0.03·12-mo CD5.12% +0.08·HY Savings4.87% -0.03·Money Market4.95% +0.02·Fed Funds4.33%·2yr Treasury4.71% +0.05·10yr Treasury4.28% -0.01·24-mo CD4.95% +0.12·36-mo CD4.62% -0.04·Checking Yield0.08%·HELOC Avg8.44% +0.03·
Platform

Three tools. One unfair advantage.

Purpose-built for the compliance, treasury, and risk teams at community institutions.

Predictive Forecaster

Know where rates are heading before your competitors do.

Our 30-day forecast engine uses FRED macro signals and peer rate velocity to project where your institution's rates should move — with a confidence band, not a guess.

87%30-day directional accuracy
12-mo CD · First Community Bank+0.32% projected
HistoricalForecast
Compliance Co-Pilot

Reg DD + fair lending checks in under 5 seconds.

Automated analysis of your rate sheet against Regulation DD disclosure requirements and fair lending benchmarks. Every check creates an immutable audit trail — ready for examiners.

100%audit trail coverage
Compliance Scorejust now
87
Low Risk
2 flags · 0 violations
Reg DDPass
Fair LendingPass
Rate DisclosureWarning
Insurance Coverage-Gap

Find the coverage gaps your portfolio is hiding.

Compare your institution's insurance holdings against NAIC peer benchmarks. See dollar-denominated exposure gaps before they become board agenda items.

$2.4Bin exposure gaps identified
Coverage vs. NAIC Peers$4.2M gap
GL55% / 72% peer
D&O88% / 88% peer
E&O40% / 65% peer
Cyber30% / 78% peer
Below peerAt/above peer

The numbers don't lie.

8,400+
institutions tracked
$847B
in deposits analyzed
4.2%
avg rate gap found
<5s
compliance check time
We thought we were competitive on CDs. Trurate showed us we were 62 basis points below the state average. We repriced in two weeks.
J
Jennifer M.
CFO, Midwest Community Bank · $380M assets

Ready to know your true rate position?

Join institutions already on the waitlist. Beta access is rolling out now.

No credit card required. Institution plans start at $24/mo after beta.