Your rate sheet against FDIC, Treasury, and fed funds, with banks like yours alongside. For community banks and credit unions.
Upload your rate sheet and see every product against FDIC national averages, Treasury yields, and the fed funds rate. Every number shows its source and date.
12-month CD 4.40%
8 bps below the 1-year Treasury
Savings 3.90%
2 bps above the fed funds
Money market 4.10%
22 bps above the fed funds
FDIC, Treasury, and fed funds, each with its source and date.
From call reports, see how your loan-to-deposit ratio, deposit growth, and margin compare with banks of your size in your market, even before peer rates unlock.
Loan-to-deposit ratio
91.4%
Higher than 63% of peers
Compared with 57 small banks in your metro area.
A short Monday email, only on a week when a benchmark moved or your rates crossed one. You turn it on, and one click turns it off.
The 3-month Treasury rose 5 bps to 4.26%
Your 3-month CD now sits 4 bps above it.
Your rate sheet is 15 days old